Explore Coverage Categories
Compare details across our top 4 coverage vibes. Select tabs below to see how standard rates, inclusions, and benefits scale dynamically to fit your lifestyle.
Compare Plan Vibes
Click the vibe headings below to instantly view comparison charts.
Urban Commuter
Perfect for subway riders who keep a car for weekend errands.
- ✓ State Liability Coverage
- ✓ Roadside Assistance Basic
- ✓ Direct Claims app access
- ✗ Car Rental Reimbursement
Daily Driver
Ideal for daily office commuters who value comprehensive safety.
- ✓ Full Collision & Comprehensive
- ✓ Premium Roadside (Towing 50mi)
- ✓ Rental Car Reimbursement
- ✓ $500 Flat Deductible
Road Wanderer
For heavy road trippers, van-lifers, and cross-country explorers.
- ✓ Comprehensive Wanderer Shield
- ✓ Infinite Towing & Accommodation
- ✓ Personal Property inside Car ($2k)
- ✓ $0 Deductible windshield replacement
Active Catastrophic
For healthy young adults who just want high-deductible safety nets.
- ✓ Emergency Room Coverage
- ✓ 3 Preventive PCP Visits Free/yr
- ✓ Generic Drug Discounts
- ✗ Dental or Vision Coverage
Copay Balanced
Excellent middle-ground option for families with normal clinic checkups.
- ✓ Low $20 PCP Copay
- ✓ Affordable Specialist Copays ($40)
- ✓ Full Vision & Dental Inclusions
- ✓ Lower Deductible ($1,500)
Wellness Shield Premium
Top-tier care, low deductibles, massage therapy, and mental health checkups.
- ✓ $0 Deductible for standard clinic care
- ✓ Out-of-network coverage included
- ✓ Wellness allowances (Gym/Yoga)
- ✓ Full Dental, Vision & Orthodontics
Renters Standard
Ideal for apartments. Covers personal belongings and rental liability.
- ✓ $15,000 Personal Property Protection
- ✓ $100,000 Liability Cover
- ✓ Loss of Use lodging cover
- ✗ Building Structure Damage cover
Homeowner Classic
Perfect for typical single-family suburban home coverage.
- ✓ Full Dwelling Replacement Cost
- ✓ Water Backup Protection
- ✓ Fire, Wind, and Hail Shield
- ✓ $300,000 Liability protection
Estate Premium
Comprehensive coverage for smart homes, estates, and valuables.
- ✓ Guaranteed Replacement (No Cap)
- ✓ Fine Art & Jewelry riders ($15k)
- ✓ Smart Home Tech Integration Cover
- ✓ $1,000,000 Umbrella Liability
Accident Only
Covers poisonings, broken bones, car strikes, and emergency surgeries.
- ✓ Emergency Accident Coverage
- ✓ 90% reimbursement rate
- ✓ Flat $250 Deductible
- ✗ Illness & Routine Wellness care
Accident & Illness
Our most popular plan. Covers cancer, ear infections, diabetes, and surgeries.
- ✓ Accident & Illness Cover
- ✓ Cancer & Hereditary conditions
- ✓ Dental disease & Hip Dysplasia
- ✓ $250 Annual Deductible
Complete Wellness
Accident, illness, plus annual physical exam, vaccines, and dental cleaning.
- ✓ 90% reimbursement, no lifetime limits
- ✓ Routine Dental Cleaning ($150 value)
- ✓ Vaccinations & Flea/Tick cover
- ✓ Spaying/Neutering allowance
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